Fannie Mae’s most recent national housing survey found that consumers are cautiously optimistic about the state of this nation’s housing market. That’s kind of like saying you might be okay base jumping without a parachute.

The survey said that consumers felt better about the housing market in the first quarter than they did in the previous one, but that overall, confidence levels are dragging. While those looking to buy a home really like how low prices are, they’re equally if not more worried about being able to pay rising household expenses.

As far as financial investments are concerned, consumers view buying a home as more risky than purchasing stocks or putting money into a retirement plan. You can read more about the survey here.