A local attorney has been charged with wire fraud, bank fraud and money laundering in connection with a multi-year, multi-property mortgage fraud scheme in Dorchester and Roxbury.

Authorities said Michael R. Anderson, 41, committed fraud in connection with the purported sale of 27 condominium units in Boston from September 2006 to April 2008.

A developer, Michael David Scott, who was charged separately in an indictment on Aug. 26, and his associates bought multi-family dwellings promising to convert them into condominiums, and then resold the individual units to various straw buyers. Scott, Anderson and others arranged for the straw buyers to obtain mortgage financing by falsifying key information, such as the buyers’ intent to reside in properties, assets, down payment, and/or funds paid at closing. Anderson and others allegedly arranged to prepare loan closing documents which the defendant used to facilitate the closings.

Anderson allegedly caused mortgage loan proceeds to be disbursed to Scott. In most instances, the straw buyers obtained residential mortgage loans for properties that they never intended to live in. While the lenders (mortgage companies and one bank) were led to believe they were lending to residential purchasers who had made substantial down payments, the developer and others recruited buyers by representing the purchases to them as a no-money-down "investment" opportunity. The "investors" were assured that they would not have to make any down payments, pay any closing costs, or pay expenses relating to the maintenance of the units, but would share in profits when the units were sold.

Anderson was charged with 16 counts of wire fraud, nine counts of bank fraud and two counts of money laundering.