Boston’s Hyde Park Savings Bank has been ranked No. 1 on a list of the top 15th percentile of community banks nationwide, according to a novel measure of total risk/return compiled by a Pennsylvania bank analysis and consulting firm.

According to the "S&B Risk Index" Seifried & Brew, the bank rated in the top 15 percent of banks nationwide. The index models capital risk, credit risk, earnings at risk, liquidity risk and national/regional economic risk. The S&B Risk/Return Composite Index balances each community bank’s risk ranking with their return on assets and return on equity. The S&B Top 15th Percentile Banks are inclusive of community banks with assets between $100 million to $5 billion, that have excelled in 2010, according to a statement.

Cambridge Trust Co., National Grand Bank of Marblehead, Quincy’s Colonial Federal Savings Bank, North Brookfield Savings Bank, Foxboro Federal Savings, Arlington’s Leader Bank, Hingham Institute for Savings, Winchester Co-operative Bank, Rockport National Bank, Bank of Cape Cod and Martha’s Vineyard Savings Bank were also on the list.

"The top 15th percentile banks survived the financial crisis and even thrived during the ensuing Great Recession because they were adequately capitalized, not based on regulatory minimum requirements, but with an amount of capital and reserves sufficient to support the risk they were taking," S&B said in a statement. "In addition, these top performers funded their loans with core, cash-type deposits (low-cost checking and savings deposits), so called ‘cheap money’ and not high-cost or ‘hot money’ (CDs, brokered deposits and borrowed funds)."