Shari Hayes and Christopher Richards have joined Cape Cod Five Cents Saving Banks’ commercial lending team in the Hyannis office.

Hayes has worked as a commercial lending officer for a local banking institution for the past seven years, according to a statement. Her past experience includes work in sales, residential lending, retail banking and credit analysis.

Richards worked in a senior commercial lending role for a local bank the last seven years, according to a statement. He also has experience in residential lending and in Small Business Administration lending.