Year-over-year third quarter net income at West Springfield-based United Financial Bancorp, parent company of United Bank, rose more than 15.2 percent to $3.09 million from $2.68 million, largely on lower interest expense and higher non-interest income.

In the quarter, the company recorded slightly more than $4.4 million in interest expense, down roughly 15.8 percent from $5.23 million in the same quarter last year. At the same time, total non-interest income rose to $2.42 million, up 15.2 percent from approximately $2.1 million last year, according to a statement.

For the nine month period ended Sept. 30, the company reported net income of slightly more than $8.2 million, up more than 11.4 percent compared to $7.36 million in the same period last year.