The average rate for a 30-year fixed mortgage in the Bay State rose to 4.96 percent last week, up from 4.85 percent a week earlier, according to online mortgage tracker Zillow.

Nationwide, the average rate increased to 4.8 percent, up from 4.78 percent the prior week.

Mortgage rates in Texas dropped most significantly down to 4.88 percent, from 5.02 percent a week earlier.