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OneUnited Bank Launches Loan Programs For Urban Communities

Feb 9, 2010 | Reprints | Unlock Link | Print

Boston-based OneUnited Bank has launched a new lending program for urban communities, offering 30-year and 15-year fixed rate loans at what it calls reasonable rates. The program is intended to help homeowners refinance out of undesirable home loans or obtain a mortgage to buy a new home or investment property.

The "super smart home loan program" will offer 30-year and 15-year fixed rate loans and will also introduce a multi-family loan program to finance affordable housing, according to a statement.

"For many years, we have promoted well-thought-out home mortgages, when others promoted subprime loans. These subprime loan programs set families up for future failure," said Kevin Cohee, chairman and CEO.

Banking & Lending