Fed Rate Cuts No Panacea for Banks
Despite signals that the Federal Reserve will likely cut interest rates this year, banks will still find it tough to keep high deposit rates from eating into their profit margins, observers say.
Bond Portfolios Could Complicate Local Banks’ Finances
Silicon Valley Bank wasn’t the only lender active in Massachusetts that turned to bonds to manage deposit growth. What are their options, now?
George Darling, Founder of Banking Industry Consulting Firm, Has Died
George Darling, the founder and chairman of Newburyport-based Darling Consulting Group, has died at the age of 77.
The Year Real Estate Got Real
For the mortgage industry, 2020 was a year filled with challenges coming at us from seemingly every angle. Moving forward into 2021, adjusting our strategies to meet these challenges will be the key to our success, and the success of our customers.
Lenders Wait for Pandemic’s Effects on Balance Sheets
Between a lack of lending opportunities and challenges pushed into 2021 by pandemic emergency measures like PPP loans, banks and credit unions are staring at 2021 with wary eyes.
Investment Portfolios Increasingly Important To Balance Sheet Management
Bank investment portfolios are an increasingly important part of balance sheet management. As portfolios have grown by 5.9 percent over the past year, according to the FDIC, they also produce a larger share of earnings.
