API Backers Promise Transformed Banking

Open banking took a major step closer to becoming the standard for many community banks last month. Backers say it offers community banks a cheaper and more secure way to integrate fintech tools into their service packages.

Home Equity: A Re-Emerging Opportunity for Lenders

By identifying customers with significant home equity value, lenders can target a sizable market to cross-sell home equity products and serve customers’ needs to fund home improvements, pay off credit cards and student loans, or make other large purchases.