Appraisals Fail Many Sellers

The real estate community has long complained about appraisals that lagged the market, but the report from the FHFA documents that their gripes are valid: Undervaluations spiked to 15 percent in 2021.

FHFA Nixes Controversial DTI Fees

After industry opposition to a fee that would have levied an upfront fee on borrowers with debt-to-income ratios greater than 40 percent, the Federal Housing Finance Agency announced it’s dropping the plan.

FHFA Moves to Help Beleaguered Buyers

Two moves announced by Federal Housing Finance Agency officials Monday could give a boost to first-time buyers, minority buyers and others with less resources who’ve been unceremoniously shoved out of the housing market by rising prices and interest rates this year.

Feds Target Bias in Home Appraisals

The real estate appraisal industry could be in for some significant changes as the Biden administration looks to make good on a campaign pledge to root out racial discrimination in the housing industry.

FHFA Nixes Adverse Market Fee

The Federal Housing Finance Agency is offering a weekend present to loan originators looking for refinance business and homeowners looking to refinance this summer by announcing the end to its Adverse Market Fee.

Without exception, everyone in real estate is talking about the lack of inventory. It’s been sinking for years – creating a lot of pent-up homebuyer demand – and is now at historic lows.

FHFA Prohibits Most Foreclosures Before CFPB Rules Take Effect

Despite a one-month gap between the end of the foreclosure moratorium and the start of new regulations to protect homeowners, mortgage servicers will not be able to begin foreclosure proceedings this year for most borrowers with loans backed by Fannie Mae or Freddie Mac, the Federal Housing Finance Agency said in a statement Tuesday.