It isn’t the largest community bank, and it isn’t racking up acquisitions, but The Hingham Institution for Savings has managed to do something incredible: It has lowered its efficiency ratio to slightly below 30 percent.
The common play for investors has long been to purchase shares in banks that are prime takeover candidates, hope they get sold and then collect a nice premium. But Sandler O’Neill, a firm that invests in banks in Massachusetts and nationwide, believes there’s a better approach.
When it comes to industries, Wall Street is about as male-dominated as they come. So many people just assume that men are better investors. And they would be wrong.
