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A new survey by Apartment List has found that almost 40 percent of Boston’s Millennials say they could afford a 5 percent down payment on a median-priced home in the next five years.

They survey polled around 10,000 Apartment List users ages 23 to 38 nationwide, the company said in a statement.

Only 11 percent of Millennial renters in the Boston area expect to rent forever, but of those who expect to purchase a home only 60 percent have started saving towards a down payment. At current savings rates, 37 percent will be ready to put down 5 percent on the median-priced home in five years, and just 20 percent will be ready to put down 10 percent. Showing the impact of student debt, those figures balloon to 54 percent and 32 percent, respectively, if their student loans were forgiven.

Most respondents said the high price of housing has caused them to delay or indefinitely postpone any homebuying plans – 70 percent in this year’s survey. To bridge the gap between their resources and current home prices, some respondents said they would ask for help from their families. However, they expect less help this year ($9,000) than last year ($10,000).

Overall, the survey found, similar expectations and economic realities among Millennials nationwide will cause the generation nationwide fall short of previous generations’ homeownership trends.