What Is Banker & Tradesman's Top Lenders?

For over 150 years, The Warren Group has been the most trusted and reliable source in New England for real estate property data. The company maintains the most comprehensive property database today due to its long-standing relationships with town assessors, clerks and county registries as well as its extensive daily collection of transaction records in the field. Transactional data is collected daily, verified, matched to the appropriate property record and posted weekly; it includes sales transfers, mortgages and refinances.  

The data in this report represents purchase and non-purchase loans made by banks, credit unions and mortgage companies in Massachusetts in 2025. Category breakdowns include purchase mortgages for single-family, multifamily (commercial apartment buildings), condominium and commercial properties, as well as non-purchase residential loans (includes refinances and HELOCs). Residential and commercial data are not combined in any reports. The commercial data in these reports caps all loans at $1 billion. Each category ranks the top 10 lenders by both dollar volume and number of loans.  

For more information, please contact The Warren Group’s customer service department at customerservice@thewarrengroup.com or 617-896-5367. 

Single-Family Mortgages

Bank Volume of Loans

 

Rank Lender Name Volume
1 Leader Bank, N.A. $1,303,418,582
2 M&T Bank, N.A. $415,109,377
3 JPMorgan Chase Bank $395,101,606
4 Bank of America, N.A. $384,715,640
5 Salem Five $350,375,875
6 Citizens Bank $309,724,292
7 Cape Cod 5 $275,637,125
8 Rockland Trust Co. $270,541,103
9 Morgan Stanley Private Bank $246,615,992
10 US Bank, N.A. $226,778,993

Bank Number of Loans

Rank Lender Name Number
1 Leader Bank, N.A. 1,953
2 Salem Five 566
3 Cape Cod 5 474
4 Rockland Trust Co. 459
5 M&T Bank, N.A. 449
6 JP Morgan Chase Bank 430
7 Bank of America, N.A. 410
8 Citizens Bank 385
9 HarborOne Bank 347
10 BankESB 336

Credit Union Volume of Loans

Rank Lender Name Volume
1 Workers Credit Union $121,769,548
2 Navy Federal Credit Union $88,945,833
3 Greylock Federal Credit Union $71,344,073
4 Digital Federal Credit Union $68,958,679
5 Metro Credit Union $48,588,646
6 Jeanne D’Arc Credit Union $41,481,084
7 Harvard Federal Credit Union $41,433,565
8 Polish National Credit Union $35,975,927
9 United Nations Federal Credit Union $32,646,520
10 Sharon And Crescent United Credit Union $25,734,205

Credit Union Number of Loans

Rank Lender Name Number
1 Greylock Federal Credit Union 255
2 Workers Credit Union 177
3 Navy Federal Credit Union 167
4 Digital Federal Credit Union 155
5 Polish National Credit Union 109
6 Metro Credit Union 88
7 Jeanne D’Arc Credit Union 69
8 Harvard Federal Credit Union 54
9 Rockland Credit Union 47
10 United Nations Federal Credit Union 43

Mortgage Company Volume of Loans

Rank Lender Name Volume
1 Guaranteed Rate Inc $1,307,491,959
2 Cross Country Mortgage Inc $1,041,230,588
3 United Wholesale Mortgage $670,945,077
4 Rocket Mortgage $668,225,074
5 Fairway Independent Mortgage $553,768,846
6 CMG Mortgage Inc $514,561,854
7 Guild Mortgage Company $505,366,291
8 Movement Mortgage LLC $378,301,240
9 Total Mortgage Services $274,722,369
10 Radius Financial Group $259,377,887

Mortgage Company Number of Loans

Rank Lender Name Number
1 Guaranteed Rate Inc 1,969
2 Cross Country Mortgage Inc 1,627
3 United Wholesale Mortgage 1,339
4 Rocket Mortgage 1,167
5 Guild Mortgage Company 1,053
6 CMG Mortgage Inc 1,049
7 Fairway Independent Mortgage 1,030
8 Movement Mortgage LLC 634
9 Total Mortgage Services 603
10 New American Funding 472

Condominium Mortgages

Banks by Volume of Loans

Rank Lender Name Volume
1 Leader Bank, N.A. $524,763,699
2 M&T Bank, N.A. $184,119,311
3 Cambridge Savings Bank $122,477,672
4 JPMorgan Chase Bank $122,189,601
5 Bank of America, N.A. $106,392,101
6 Citizens Bank $77,228,653
7 Rockland Trust Co. $76,527,872
8 BankESB $70,615,884
9 Morgan Stanley Private Bank $67,171,713
10 US Bank, N.A. $58,422,234

Banks by Number of Loans

Rank Lender Name Number
1 Leader Bank, N.A. 1,068
2 Salem Five 285
3 (tie) Cambridge Savings Bank 243
3 (tie) M&T Bank, N.A. 243
4 Rockland Trust Co 191
5 JPMorgan Chase Bank 175
6 BankESB 173
7 Bank of America, N.A. 168
8 Citizens Bank 163
9 Cape Cod 5 129

Credit Unions by Volume of Loans

Rank Lender Name Volume
1 Workers Credit Union $37,409,112
2 Jeanne D’Arc Credit Union $27,337,607
3 Navy Federal Credit Union $22,780,540
4 Metro Credit Union $21,895,825
5 Harvard Federal Credit Union $16,416,775
6 Digital Federal Credit Union $14,166,750
7 United Nations Federal Credit Union $11,890,000
8 Alliant Credit Union $11,664,500
9 MIT Federal Credit Union $10,793,927
10 Sharon And Crescent United Credit Union $10,060,300

Credit Unions by Number of Loans

Rank Lender Name Number
1 Jeanne D’Arc Credit Union 77
2 Workers Credit Union 70
3 Metro Credit Union 52
4 Navy Federal Credit Union 51
5 Harvard Federal Credit Union 37
6 Digital Federal Credit Union 35
7 (tie) MIT Federal Credit Union 22
7 (tie) United Nations Federal Credit Union 22
8 (tie) Rockland Credit Union 19
8 (tie) Sharon And Crescent United Credit Union 19

Mortgage Companies by Volume of Loans

Rank Lender Name Volume
1 Guaranteed Rate Inc. $349,416,184
2 Cross Country Mortgage Inc. $343,285,877
3 Rocket Mortgage $164,047,189
4 CMG Mortgage Inc. $113,333,903
5 Guild Mortgage Company $112,917,331
6 Fairway Independent Mortgage $109,394,564
7 United Wholesale Mortgage $103,175,045
8 Movement Mortgage LLC $88,055,554
9 Guaranteed Rate Affinity LLC $80,274,016
10 Washington Trust Mortgage Co. $57,862,615

Mortgage Companies by Number of Loans

Rank Lender Name Number
1 Guaranteed Rate Inc 728
2 Cross Country Mortgage Inc. 709
3 Rocket Mortgage 361
4 CMG Mortgage Inc. 294
5 United Wholesale Mortgage 282
6 Guild Mortgage Company 272
7 Fairway Independent Mortgage 263
8 Movement Mortgage LLC 217
9 Guaranteed Rate Affinity LLC 176
10 Total Mortgage Services 166

Residential Nonpurchase Loans

Banks by Volume of Loans

Rank Lender Name Volume
1 Leader Bank, N.A. $669,225,736
2 Rockland Trust Co. $609,569,734
3 JPMorgan Chase Bank $538,838,541
4 Bank of America, N.A. $426,411,687
5 Northern Bank & Trust $362,620,525
6 Eastern Bank $338,599,831
7 Citizens Bank $293,091,649
8 Mutual of Omaha $263,545,146
9 UMB Bank $254,310,000
10 US Bank, N.A. $240,798,825

Banks by Number of Loans

Rank Lender Name Number
1 Leader Bank, N.A. 1,071
2 Rockland Trust Co. 660
3 BankESB 460
4 Mutual of Omaha 445
5 Cape Cod 5 439
6 Bank of America, N.A. 438
7 TD Bank, N.A. 422
8 Citizens Bank 407
9 US Bank, N.A. 353
10 JPMorgan Chase Bank 351

Credit Unions by Volume of Loans

Rank Lender Name Volume
1 Digital Federal Credit Union $270,070,809
2 Workers Credit Union $130,758,305
3 Jeanne D’Arc Credit Union $70,499,653
4 Webster First Federal Credit Union $67,264,864
5 United Nations Federal Credit Union $65,021,341
6 Sharon And Crescent United Credit Union $50,089,074
7 Navy Federal Credit Union $49,610,982
8 Rockland Credit Union $47,997,453
9 Metro Credit Union $39,025,965
10 St Marys Credit Union $30,595,089

Credit Unions by Number of Loans

Rank Lender Name Number
1 Digital Federal Credit Union 577
2 Workers Credit Union 352
3 Sharon And Crescent United Credit Union 287
4 Greylock Federal Credit Union 275
5 Jeanne D’Arc Credit Union 261
6 Rockland Credit Union 230
7 Polish National Credit Union 210
8 Webster First Federal Credit Union 205
9 Navy Federal Credit Union 190
10 Metro Credit Union 162

Mortgage Companies by Volume of Loans

Rank Lender Name Volume
1 Rocket Mortgage $1,365,244,373
2 Guaranteed Rate Inc. $717,256,388
3 Cross Country Mortgage Inc. $612,043,808
4 United Wholesale Mortgage $411,247,481
5 LoanDepot.Com LLC $346,104,523
6 Freedom Mortgage Corp. $291,147,463
7 Mutual of Omaha Mortgage $261,013,421
8 Pennymac Loan Services LLC $255,427,500
9 Fairway Independent Mortgage $250,040,754
10 Guild Mortgage Company $245,003,431

Mortgage Companies by Number of Loans

Rank Lender Name Number
1 Rocket Mortgage 4,735
2 Cross Country Mortgage Inc. 1,231
3 Guaranteed Rate Inc. 1,213
4 LoanDepot.Com LLC 1,162
5 United Wholesale Mortgage 859
6 Nationstar Mortgage 847
7 Pennymac Loan Services LLC 808
8 Guild Mortgage Company 707
9 Newrez LLC 699
10 Freedom Mortgage Corp. 659

Commercial Purchase Loans

Banks by Volume of Loans

Rank Lender Name Volume
1 Truist Bank $1,470,000,001
2 UMB Bank $1,014,060,001
3 Rockland Trust Co. $211,019,025
4 Citizens Bank $188,914,363
5 Country Bank for Savings $157,531,885
6 Needham Bank $150,327,285
7 Key Bank N.A. $148,009,500
8 Bank of America, N.A. $140,731,837
9 Everett Cooperative Bank $137,677,250
10 Eastern Bank $123,926,355

Banks by Number of Loans

Rank Lender Name Number
1 Rockland Trust Co. 177
2 Eastern Bank 59
3 Greenfield Savings Bank 45
4 Salem Five 40
5 (tie) Leader Bank, N.A. 36
5 (tie) Enterprise Bank & Trust Co. 36
6 (tie) Lowell Five 35
6 (tie) TD Bank NA 34
7 (tie) Bank of America, N.A. 32
7 (tie) Bristol County Savings Bank 30

Credit Unions by Volume of Loans

Rank Lender Name Volume
1 Digital Federal Credit Union $55,627,000
2 Webster First Federal Credit Union $45,544,150
3 Jeanne D’Arc Credit Union $14,709,650
4 Workers Credit Union $7,686,750
5 Taunton Federal Credit Union $7,545,600
6 Metro Credit Union $6,960,000
7 Greylock Federal Credit Union $6,013,620
8 Sharon And Crescent United Credit Union $5,970,000
9 Direct Federal Credit Union $5,638,625
10 Rockland Credit Union $5,042,500

Credit Unions by Number of Loans

Rank Lender Name Number
1 Webster First Federal Credit Union 31
2 Digital Federal Credit Union 17
3 Jeanne D’Arc Credit Union 16
4 (tie) Greylock Federal Credit Union 12
4 (tie) Taunton Federal Credit Union 12
5 Workers Credit Union 8
6 Sharon And Crescent United Credit Union 7
7 (tie) Polish National Credit Union 6
7 (tie) Rockland Credit Union 6
8 (tie) Direct Federal Credit Union 5
8 (tie) IC Credit Union 5

Mortgage Companies by Volume of Loans

Rank Lender Name Volume
1 Walker & Dunlop LLC $102,493,000
2 Northwestern Mutual Life Insurance CO $98,732,654
3 Berkaida Commercial Mtg LLC $97,462,000
4 American General Life Insurance Co $41,972,000
5 New York Life Insurance Co $35,800,000
6 Starwood Mortgage Capital $34,500,000
7 Farm Credit East ACA $21,272,250
8 Cross Country Mortgage Inc $14,432,535
9 Guaranteed Rate Inc. $13,243,799
10 Northmarq Capital LLC $13,125,000

Mortgage Companies by Number of Loans

Rank Lender Name Number
1 Cross Country Mortgage Inc. 22
2 United Wholesale Mortgage 22
3 Guaranteed Rate Inc. 17
4 CMG Mortgage Inc. 14
5 Velocity Commercial Capital LLC 13
6 (tie) American Neighborhood Mtg Acceptance 12
6 (tie) Guild Mortgage Company 12
7 (tie) Farm Credit East ACA 9
7 (tie) Radius Financial Group 9
7 (tie) Rocket Mortgage 9
7 (tie) Tailor Ridge Reit LLC 9
7 (tie) Total Mortgage Services 9

Multifamily Purchase Loans

Banks by Volume of Loans

Rank Lender Name Volume
1 Everett Cooperative Bank $125,722,000
2 Key Bank N.A. $58,300,000
3 Northern Bank & Trust $40,248,000
4 PNC Bank $37,714,000
5 Eastern Bank $30,365,000
6 Country Bank for Savings $29,659,835
7 Rockland Trust Co. $25,708,975
8 Winchester Savings Bank $21,908,750
9 Bank of America, N.A. $21,062,000
10 Bristol County Savings Bank $17,728,500

Banks by Number of Loans

Rank Lender Name Number
1 Rockland Trust Co. 30
2 Everett Cooperative Bank 19
3 Eastern Bank 17
4 Greenfield Savings Bank 16
5 Leader Bank, N.A. 14
6 Lowell Five 11
7 (tie) Country Bank for Savings 10
7 (tie) Hingham Institution for Savings 10
8 (tie) Cape Ann Savings Bank 8
8 (tie) Greenfield Cooperative Bank 8

Credit Unions by Volume of Loans

Rank Lender Name Volume
1 Webster First Federal Credit Union $37,141,050
2 Digital Federal Credit Union $11,180,000
3 Workers Credit Union $7,686,750
4 Metro Credit Union $6,960,000
5 Jeanne D’Arc Credit Union $6,631,000
6 Taunton Federal Credit Union $5,938,600
7 IC Credit Union $3,780,000
8 Liberty Bay Credit Union $3,477,625
9 Direct Federal Credit Union $3,193,625
10 GFA Federal Credit Union $2,599,500

Credit Unions by Number of Loans

Rank Lender Name Number
1 Webster First Federal Credit Union 22
2 (tie) Jeanne D’Arc Credit Union 9
2 (tie) Taunton Federal Credit Union 9
3 Workers Credit Union 8
4 (tie) Digital Federal Credit Union 6
4 (tie) Greylock Federal Credit Union 6
5 (tie) IC Credit Union 5
5 (tie) Polish National Credit Union 5
6 (tie) Direct Federal Credit Union 4
6 (tie) GFA Federal Credit Union 4
6 (tie) Liberty Bay Credit Union 4

Mortgage Companies by Volume of Loans

Rank Lender Name Volume
1 Walker & Dunlop LLC $102,493,000
2 Berkaida Commercial Mtg LLC $82,832,000
3 Northmarq Capital LLC $13,125,000
4 Guaranteed Rate Inc. $10,466,338
5 Cross Country Mortgage Inc. $10,267,835
6 United Wholesale Mortgage $9,519,604
7 CMG Mortgage Inc $7,254,101
8 American Neighborhood Mortgage Acceptance $6,759,137
9 Way Finders Inc. $6,674,400
10 LendSure Mortgage Corp $6,117,352

Mortgage Companies by Number of Loans

Rank Lender Name Number
1 United Wholesale Mortgage 18
2 Cross Country Mortgage Inc. 15
3 CMG Mortgage Inc. 12
4 (tie) American Neighborhood Mtg Acceptance 11
4 (tie) Guaranteed Rate Inc. 11
5 (tie) LendSure Mortgage Corp. 8
5 (tie) Rocket Mortgage 8
5 (tie) Total Mortgage Services 8
6 Guild Mortgage Company 7
7 (tie) Fairway Independent Mortgage 6
7 (tie) Radius Financial Group 6