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Naveo Credit Union is looking to expand its reach in providing personal loans as it partnered with Upstart, an artificial intelligence lending marketplace.

Under the partnership, any qualified personal loan applicants on Upstart who meet Naveo’s credit policies can get personalized loan offers from the credit union, covering the process from online member application up to closing.

“Through our partnership with Upstart and their use of AI, we’re able to reach more people and accelerate our mission by expanding access to credit across more Massachusetts neighborhoods through our personal loans,” Andrea White, president and CEO of Naveo Credit Union, said in a statement.

“We’re excited to have Naveo Credit Union as a new lending partner on the Upstart Referral Network,” Michael Lock, SVP of Lending Partnerships for Upstart, said in the same statement. “With Upstart, Naveo is able to expand membership and help more people in their neighborhood meet their financial needs through personal lending.”

Naveo has become a lending partner in the Upstart Referral Network since February 2023. Upstart is an AI lending marketplace connecting borrowers to 100 banks and credit unions, and said approval of loans is instant, with zero documentation to upload. Loan offerings in the marketplace include personal loans, automotive retail and refinance loans, and small-dollar “relief” loans.

The $168 million-asset credit union has branches in Somerville and Cambridge, serving close to 10,000 members in Middlesex, Suffolk and parts of Essex counties.