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Commonwealth Mortgage Approved As MassHousing Lender

Jan 3, 2014 | Reprints | Unlock Link | Print

Woburn-based Commonwealth Mortgage is now an approved MassHousing lender.

As a MassHousing-approved lender, Commonwealth Mortgage will be able to originate MassHousing’s home mortgage loans with low down payment options and competitive interest rates for income-eligible homebuyers. MassHousing does not originate its own loans.

Commonwealth Mortgage will also offer MassHousing’s Mortgage with No MI that does not require mortgage insurance but still offers affordable interest rates. The No-MI loan can be used to purchase a one- to four-family home, requires a 3 to 5 percent down payment and may be used for purchase or refinance. Borrowers who make down payments of less than 20 percent of the purchase price are not required to have mortgage insurance, but they may pay a higher interest rate.

Residential Real Estate