The Savings Bank’s Senior Vice President and Senior Retail Lending Officer Kathleen M. Beaulieu will retire from the Wakefield-based bank at the end of the month after 31 years of service.

Beaulieu’s tenure at The Savings Bank spanned from 1977 to 1986, at which point she left briefly before returning in 1993.

The Savings Bank’s total retail loan portfolio stood at $92.3 million when Beaulieu returned to the bank in 1993; at the end of March 2015, retail loans totaled $227 million.

“Until 2004, Kathy was responsible for both retail and commercial lending,” Brian D. McCoubrey, president and CEO of The Savings Bank, said in a statement. “Kathy rebuilt, oversaw and managed Community Reinvestment Act compliance and until a few years ago, oversaw and managed all aspects of retail loan compliance.”

Beaulieu also instituted the bank’s first-time homebuyer program, which has originated 663 loans, totaling just over $152 million since its inception, or an average of 30 loans and $6.9 million per year.