Following in the footsteps of other organizations trying to woo homebuyers, the Mortgage Bankers Association (MBA) has released its very own mobile phone application, which has (big surprise) a mortgage calculator and even a glossary of mortgage terms for those of us not in the know.

While this isn’t the most awe-inducing phone app to ever come out, you have to give the MBA credit for not wanting to get left out of the game. And they say it’s all done in the name of better consumer education and protection. And I believe them since they’re offering the app for free.

So, if you or anyone you know are walking by a house for sale and are dying to know if it’s within your budget, you can pull up the MBA’s “Home Loan Toolkit” on your phone and figure it out. That is, after you first look up the home price on either Zillow or Trulia’s mobile app, which of course you were directed to after scanning the home’s QR code. Right?