For the fourth straight month, Massachusetts Realtors’ year-over-year confidence in the real estate market went up in November, according to the Massachusetts Association of Realtors.

In November, the Realtor Market Index (RMI) was 25.24, which was up 36 percent from the November 2010 score of 18.56. On a month-to-month basis, hwoever, the November RMI was down from the 25.88 score recorded in October. The Realtor Price Index (RPI) was 44.29 in November, down 1.02 percent from the November 2010 RPI of 44.74. On a month-to-month basis, the RPI was up from 43.75 in October.

Both the RPI and RMI are measured on a 100-point scale, where a score of 50 is the midpoint between a "strong" (100 points) and a "weak" (0 points) market condition.

MAR members were asked in November about the number transactions in the last 12 months they were involved with (either buyer or seller side) that included FHA financing. Fifty-four percent responded that one or two transactions (29 percent) or three to five transactions (25 percent) include FHA financing. Ten percent responded that five to 10 of their transactions included FHA financing, while 11 percent indicated more than 10 of their transactions included FHA financing.

Just one in four, or 26 percent, said none of their transactions included FHA financing.