Where can you find a condo in Massachusetts priced under $100,000?

If I posed that question four or five years ago, few – if any – options would have emerged.

Now, it looks like the median condo price has dipped below $100,000 in several markets: Everett, Marlborough, Brockton, Framingham, Lawrence, Worcester and Mattapan all saw median prices for condos sold through July fall below $100,000.

Everett’s median condo price plunged 59 percent to $86,500 from $212,500 last year, according to The Warren Group. Brockton’s median condo price is off 45 percent, falling to $75,500 from $136,300 last year. In Worcester, the median condo price is down to $80,000. The last time the median was lower was 12 years ago.

It’s clear that the condo market is still hurting, despite all the positive news that filtered through about the housing market last week.

The Warren Group report, for example, noted that single-family home sales increased almost 12 percent in July compared to the same month last year.

But the condo market didn’t get that kind of boost. Instead, condo sales hit their slowest pace for the month of July in nearly a decade.

Tighter lending guidelines for condos by Fannie Mae and Freddie Mac are making it harder to close condo deals. Borrowers intending to purchase a unit in a new complex will have a hard time unless at least 70 percent of the condos are sold or under contract. And no more than 15 percent of the unit owners in any complex can be behind on their condo fees.

So who’s benefitting from the bargains? Investors and other buyers who are coming to the closing table with cash and don’t have to rely on financing.